Privacy Policy - M&S Investment Capital LLC

Introduction

M&S Investment Capital LLC ("M&S," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website mandsinvestmentcapital.com or interact with our services.

Please read this Privacy Policy carefully. By using our website or services, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us, including:

Name and contact information (email address, mailing address)
Phone number (if provided)
Company name and business information
Financial information relevant to loan applications
Any other information you choose to provide in communications with us

Automatically Collected Information

When you visit our website, we may automatically collect certain information, including:

IP address and device information
Browser type and version
Pages visited and time spent on pages
Referring website addresses
Date and time of visits

How We Use Your Information

We use the information we collect for the following purposes:

To respond to your inquiries and provide customer support
To evaluate and process loan applications
To communicate with you about our financial products and services
To send marketing and promotional communications (with your consent where required)
To improve our website and services
To comply with legal and regulatory obligations
To detect and prevent fraud or unauthorized activity

SMS/Text Messaging Communications

If you provide express consent, M&S Investment Capital LLC may send you recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Costs: Message and data rates may apply based on your mobile carrier's plan.

Opt-Out: You can opt out of SMS messages at any time by replying STOP to any message. You will receive a confirmation message confirming your opt-out.

Help: For assistance, reply HELP to any message or contact us at ms@mandsinvestmentcapital.com.

Important: Consent is NOT a condition of purchase. You can choose not to receive SMS messages and still access our financial services.

We may use an ATDS to deliver these messages. By consenting, you acknowledge that you are not required to agree to receive automated text messages as a condition of purchasing any goods or services.

How We Share Your Information

We do not sell your personal information. We may share your information in the following circumstances:

Service Providers: We may share information with trusted third-party service providers who assist us in operating our business (e.g., technology providers, payment processors).
Legal Requirements: We may disclose information when required by law, regulation, legal process, or governmental request.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
With Your Consent: We may share information with your explicit consent for specific purposes.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access and obtain a copy of your personal information
The right to request correction of inaccurate information
The right to request deletion of your information
The right to opt out of marketing communications
The right to withdraw consent (where processing is based on consent)

To exercise these rights, please contact us at ms@mandsinvestmentcapital.com.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this Privacy Policy periodically for any updates.

Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us:

M&S Investment Capital LLC
Email: ms@mandsinvestmentcapital.com